Effective September 16, 2026.

Who this policy covers. This policy describes how MosaicInvest Capital, LLC (the "Firm") collects, uses, shares, and protects nonpublic personal information. It applies to the Firm's clients, prospective clients, and former clients, and to visitors to this website. The Firm applies the same standards to the information of former clients that it applies to the information of current clients.

Information we collect. The Firm collects only the information it needs to provide investment advisory services and to meet its legal obligations. That information falls into four categories: identifying and contact information, such as name, address, telephone number, email address, date of birth, and Social Security or taxpayer identification number; financial and account information, such as assets, income, net worth, account numbers, holdings, and transaction history; suitability information, such as investment objectives, time horizon, risk tolerance, and investment restrictions; and information created in the course of the relationship, such as advisory agreements and correspondence. The Firm collects this information directly from the client or prospective client, from account applications and other forms, and from the unaffiliated qualified custodian that holds the client's account.

How we use information. The Firm uses this information to provide and administer investment advisory services, to open and service accounts at the qualified custodian, to communicate with clients about their accounts, and to satisfy the recordkeeping, reporting, and other legal and regulatory obligations that apply to a registered investment adviser. The Firm does not use client information for any other purpose.

How we share information. The Firm does not sell or rent client information to anyone, and does not share it with anyone for marketing purposes. The Firm shares nonpublic personal information only as permitted by law, and only in these circumstances: with the unaffiliated qualified custodian, to open accounts and execute and settle transactions; with service providers that need the information to perform services for the Firm, each of which is subject to confidentiality obligations and may not use the information for its own purposes; with regulators, or in response to subpoenas, court orders, or other legal process; and with a client's other advisors, such as an accountant or attorney, when the client directs the Firm to do so. Because the Firm limits sharing to what the law permits without a client's consent, there is no category of sharing from which a client would need to opt out.

Artificial intelligence and client information. The Firm builds and operates a proprietary research platform. That platform operates on securities, market, and company research data. It does not operate on client information. Client nonpublic personal information is never submitted to third-party artificial intelligence models and is never used to train any model, whether the Firm's or a vendor's.

How we protect information. The Firm maintains a written information security program designed to meet the standards of 201 CMR 17.00, the Massachusetts data security regulations, and Regulation S-P. The program includes administrative, technical, and physical safeguards: access to client information is limited to those who need it to perform their responsibilities; information is encrypted in transit and at rest; devices and accounts are protected by authentication controls; records are retained and disposed of securely; and the safeguards are reviewed periodically and when the Firm's practices change. No safeguard is perfect. If a breach of security involving personal information occurs, the Firm will notify affected individuals and the appropriate regulators as M.G.L. c. 93H requires.

Website data. This website collects no personal information. It sets no cookies, runs no analytics or advertising trackers, and contains no forms. The Contact page is a plain email link; an email sent to the Firm is handled as ordinary business correspondence and is not added to any marketing list. As with any website, the hosting provider automatically records standard technical information about each request, such as IP address, browser type, and the pages requested, and retains it briefly for security and reliability purposes. This website is not directed to children, and the Firm does not knowingly collect information from them.

Your choices, questions, and changes to this policy. Clients may ask what information the Firm holds about them and may ask the Firm to correct it. The Firm provides this notice at the time an account is opened and keeps it continuously available on this website. If the Firm makes a material change to how it handles nonpublic personal information, it will post the revised policy here with a new effective date. Questions about this policy may be sent to will@mosaicinvestcapital.com.